How to Plan for Life’s What-Ifs – with Long-Term Disability Insurance

September 16, 2018

Few people can imagine a day when they will be too ill or injured to work. Unfortunately, it’s not that uncommon. According to the Council for Disability Awareness, more than one in four of... Read more »

10 Tips for Processing Your Insurance Claim

September 14, 2018

Category 3 Hurricane Florence is set to hit the Carolinas within the next two days, with Federal Emergency Management Agency Associate Administrator Jeff Byard calling it “a Mike Tyson punch to the... Read more »

3 Tips for a Successful Business Interruption Claim

September 14, 2018

With Hurricane Florence hitting the Carolinas, property damage and protection is a key concern for many people. Real estate data provider CoreLogic estimates that the hurricane could cost more than... Read more »

HSAs – Good for More Than Just Paying Medical Expenses

September 9, 2018

Your employees can enjoy the benefit of paying their long-term-care insurance premiums tax-free — if you offer a Health Savings Account (HSA). Funded with employees’ pre-tax dollars, HSAs are... Read more »

The Future of Insuring against Disaster

September 5, 2018

Most companies aren’t insured for natural disaster and federal disaster relief is often too little and too late. Even though the cost of natural disasters in 2017 was approximately $300 billion... Read more »

New Ways to Keep Health Care Benefit Costs Down

September 4, 2018

After salaries, Health care benefits are an employer’s largest employee-related expense, according to the Bureau of Labor Statistics. A 2016 survey by the Society for Human Resource Management... Read more »

How Wellness Programs Improve the Bottom Line

August 29, 2018

Workplace wellness programs reduce medical costs, absenteeism and health-related productivity losses, yet many employers find it difficult to measure the success of their programs. Simply... Read more »

Help Your Employees Avoid Identity Theft

August 28, 2018

A vendor survey found that 39 percent of employees want to buy identity theft insurance through their employer. Are you providing this valuable benefit? Identity theft occurs when someone uses... Read more »

Communicating the Value of Your Health Benefit Plan

August 10, 2018

You’ve worked hard to choose and provide the right group health benefit plan for your employees. The premiums are reasonable, the deductibles are low and plan participants have a good choice of... Read more »

Reference-Based Pricing — A New Way of Paying Health Care Providers

July 31, 2018

Many small employers are turning to self-funding to provide economical group health benefits to employees. A growing number now use reference-based pricing to lower costs. Reference-based pricing... Read more »